Description: The insurance and floodplain management map produced by FEMA that identifies, based on detailed or approximate analyses, the areas subject to flooding during a 1-percent-annual-chance (100-year) flood event in a community. Flood insurance risk zones, which are used to compute actuarial flood insurance rates, also are shown. In areas studied by detailed analyses, the FIRM shows Base Flood Elevations (BFEs) to reflect the elevations of the 1-percent-annual-chance flood. For many communities, when detailed analyses are performed, the FIRM also may show areas inundated by 0.2-percent-annual-chance (500-year) flood and regulatory floodway areas.
Description: An official determination by FEMA that a property has been inadvertently included in an SFHA as shown on an effective FHBM or FIRM and is not subject to inundation by the 1-percent-annual-chance flood. Generally, the property is located on natural high ground at or above the BFE or on fill placed prior to the effective date of the first National Flood Insurance Program map designating the property as within an SFHA. Limitations of map scale and development of topographic data more accurately reflecting the existing ground elevations at the time the maps were prepared are the two most common bases for LOMA requests. Displayed as map points, where the symbology indicates the status of the LOMA.
Description: A letter issued by FEMA to revise the FIRM, FBFM, and/or FIS report for a community to change in BFEs, floodplain and floodway boundary delineations, and coastal high hazard areas. Displayed as a polygon area.
Description: This feature layer was derived from the FEMA National Flood Hazard Layer (NFHL), available from the FEMA National Mapping Information Platform. This feature set includes the following layers:Zone A-The flood insurance rate zone that corresponds to the 100-year floodplains that are determined in the FIS by approximate methods. Because detailed hydraulic analyses are not performed for such areas, no base flood elevations or depths are shown within this zone.Zone AE-The flood insurance rate zone that corresponds to the 100-year floodplains that are determined in the FIS by detailed methods. In most instances, whole-foot base flood elevations derived from the detailed hydraulic analyses are shown at selected intervals within this zone.Zone AH-The flood insurance rate zone that corresponds to the 100-year shallow flooding (usually areas of ponding) where average depths are between 1 and 3 feet. Whole-foot base flood elevations are derived from detailed hydraulic analyses are shown at selected intervals within this zone.Zone X-The flood insurance rate zone that corresponds to areas outside the 500-year floodplain, areas within the 500- year floodplain, and areas of 100-year flooding where average depths are less than 1 foot, areas of 100-year flooding where the contributing drainage area is less than 1 square mile, and areas protected from 100-year flood by levees. No base flood elevations or depths are shown within this zone.Regulatory Floodway-A floodplain management tool that is the regulatory area defined as the channel of a stream, plus any adjacent floodplain areas, that must be kept free of encroachment so that the base flood discharge can be conveyed without increasing the BFEs more than a specified amount. The regulatory floodway is not an insurance rating factor.For more information on FEMA Flood Zone definitions, visit FEMA National Mapping Information Platform.
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